Ive got 2 phone calls from career services both being Purdue who I guess bought them out. Every year my tuition goes up and by the time I almost graduated in college in 2012 The school told me that they could not help me out to continue for college. I contacted the new school, but they say there is no record, but i have over 70k as proof and paperwork that i went. Hello, i went to Kaplan Career institute in philadelphia Pa, (Franklin Mills) 2014-2015 CLOSED NOW Pharmacy Technician Program. If you cant be specific and explain this clearly, then your application will be rejected and youll have to continue paying off that Kaplan debt. NOW the Board of Ed is trying to work work me in adjusting my monthly payment!?! 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These are real, legitimate loan forgiveness programs created by the Federal Government and designed to help former students of Kaplan University receive loan forgiveness. My situation is a slight bit different. Yes, BDAR Discharges are still widely available. Live Updates: The Civil Rape Case Against Donald Trump Goes to Trial I applied for and qualified for a 5,000 per year grant so if my math is correct that means I should have only accrued 12,000 in loans for the 2 years I attended yet when all was said and done I somehow owed 34,000? Kaplan Higher Education ("Kaplan"), a leading for-profit education company with campuses located throughout the country, will pay roughly $1.3 million under a civil settlement with the United States Department of Justice. In the beginning, they told me this would only take about 1 year since I had completed 3 semester of college classes that could be transferred as my general education classes as well as 2 accounting classes. Your thoughts would be greatly appreciated! I also went to Kaplan online I have been fighting with them about charging me when I wasnt even enrolled there. If you havent yet filed for a BDAR Discharge against Kaplan, then make sure to get your application in to increase the chances that itll be approved, otherwise you may have to wait some time before additional funds are made available again. Lets take a look at how that process. Hi, I, started Kaplan in January of 2013 and graduated June of 2015. March 13, 2008. For help with Federal Student Loans call the Student Loan Relief Helpline at 1-888-906-3065. They insisted that I had to finish another term but I argued with them this was not right. When you apply for the discharge, make sure that you hiighlight specific details about what Kaplan College enrollment advisors, advertisements or other official information told you in order to entice you take out the student loan. What you provided here would absolutely NOT qualify you for BDAR. Trial begins in E. Jean Carroll's lawsuit against Trump for defamation They are now a whole new school. Complaints dismissed in retaliation lawsuit against Piedmont University I went to Kaplan 2007-2011. I filled out application, etc. If you dont qualify for a Borrowers Defense Discharge, then the good news is that you may have another path to forgiveness via the simple fact that Kaplan is no longer operational. Three former academic officers at Kaplan University have filed a wide-ranging federal lawsuit that accuses the fast-growing for-profit institution of defrauding the U.S. government . Upon payment they did finally send the degree. I have contscted third parties, my losn servicer, and department of education years ago about what i went through at kaplan, literally everything you said they did to me. 2020 Guide to the Kaplan University Lawsuit, Refunds & Loan Forgiveness Student loan forgiveness for former students of Kaplan University is readily available via two excellent Federal student loan forgiveness programs: the Borrowers Defense To Repayment program (BDAR)and the Closed School Loan Discharge program. However, I would be happy to answer any questions you might have about either of these programs, or about student loan forgiveness in general. In fact, I emailed the professors many times and was told its not that important and I questioned my grades and could not get a professor to explain to me how I can get so many failed tests and yet pass the course. Knowing my grades werent the best but they said it would be ok. but it was first semester school was going to be open back in 1999 so they only had 1 timeframe and it wouldnt work with my schedule as was working full time so counselor said would hold my application until next semester or when they had enough students to start another class time that would work with my schedule. They didnt care and listed the required document as waived on my account and told me to start the enrollment process along with financial aid. or who left the school prior to the time it closed, but within 120 days of the closure. U.S. v. Kaplan University - Casetext You need to review the full content of my post to see if you can come up with a compelling BDAR case against the school. May 2014,I never received my diploma due to my loans not being paid.I was told when I entered that a job would be found for me,I would be given a gas card and/or a bus token to get to myintern site ..I was given neither.I was told that my intern site would be my job after 6 weeks,it was not. And if you have specific questions about the Borrowers Defense Program or the Closed School Discharge Program, check out my pages on them, or look at the official US Government student loan relief website. Also I took a loan out for 17.000 but. Please be careful about getting your information from anywhere else! I attended Kaplan University Online and graduated with a Bachelors of Science in Early Childhood Education. Not only do you not need anyone elses help with Borrowers Defense, but you also shouldnt be willing to give out all the details required to complete the application to anyone other than an official US Government entity, or perhaps an attorney. was took from my refund, last year $6,000. Do you feel that they enrolled you even though you werent qualified? April 24, 2023 / 2:28 PM / CBS News. If youre having trouble filling out the application, ask your questions in the comments section below and Ill give you advice on how to take care of different parts of the process. If youre a former student of Kaplan University seeking student loan forgiveness then there are two different programs available to you, the Borrowers Defense To Repayment and the Closed School Loan Discharge program. Ive had many people ask the same question, and I just dont see why this would help your case. Department of Education Announces Loan Forgiveness After Defrauded Heres my thinking either try to qualify for the Borrowers Defense to Repayment Program, or come up with a new strategy for dealing with the debt that youve racked up, which may require paying someone for help. I attended a school from 2002 to 2004 and believe it was bought out by Kaplan which prompted my loan servicer to send me a letter about the School Closure discharge. ???? Hi Tim I came across your great article while looking at going back to school for something I can actually use. They tried to convince me that I would have my degree in no time, that I would get a top of the line degree. Jeez, this sounds like a horror story. Hi I attended Kaplan and they talked me into getting student loans said I would only have to pay $50 a month to pay them back. And did you just never receive a paper diploma, or did they actually hold back on allowing you to graduate? Maria Ioana Cristea - Associate Consultant - LinkedIn Do not lie on your BDAR application! You can reach them at 1-877-317-0455. The presiding judge in that case, United States District Judge Patricia A. Seitz, has said that this case involves factual allegations similar to the employment discrimination case "namely, grade inflation and pressure to admit unqualified students." Diaz v. Now when I look for employment, my resume is reviewed and I am often asked why did I graduate with a Business Administration degree when my transcripts show my aim was to be in HealthCare Management Administration. I couldnt even renew my license that i got to allow me to work in the state as an electrician. I would also consider getting in touch with the Student Loan Ombudsman Group to ask them what they think is going on. I was wondering if I qualify for the Borrowers Defense. Did Kaplan lie to you about the prospects or value of their higher education programs? and there was no support you were basically on your own and unsure if you have learned the courses correctly. Which program should I apply for to get some of these loans to disappear? They also told me I would receive credit for the 15 years I had spent working in the Insurance Industry toward my degree as experience. In the lawsuit against Kaplan University, several serious accusations were made, and the school was found to have been guilty of the following illegal marketing activities: But probably the worst thing that Kaplan did was falsifying legal documents so that their substandard academic programs would be accredited, which flies in the face of the entire accreditation process, and makes Kaplan one of the worst actors in a very bad industry (for-profit schools). It doesnt sound like it. But the the Borrowers Defense certainly would but I uncertain if too much time has passed. I think you file the BDAR Discharge against Kaplan. The school hasnt done anything illegal against you. Apparently, Kaplan was suppose to have me do this as part of my curriculum. they told me Theyll Make sure ill pass the certification exam but our instructors were getting fired or leaving the school .Most exams were open book. Does this forgiveness apply to the Concord law school? The closing of Kaplan University, Kaplan College and Kaplan Career Institute entitles former students to use the Closed School Loan Discharge program in order to obtain loan forgiveness, under certain conditions. This sounds like you may have a chance at a Borrowers Defense Discharge, because you were promised things that were never delivered. Kaplan, Inc. is an international educational services company that provides education and training services to colleges, universities, businesses and individuals around the world. You did not transfer your Kaplan University credits to another school which youre currently attending. I attended kaplan online from 2006 to 2008. I stayed because I was paying and didnt want to pay for something I didnt finish. Then I decided to go back to school and try to transfer some credits and I was told that they would not give me my transcripts because I had outstanding balances. Im looking to have my loans removed but I dont know where to look for any information that shows I went to the school. The Department of Education class action lawsuit may be resolved by a recently proposed settlement between DeVos and the plaintiffs. Colenda Digital Repository Search Results I would try contacting the Student Loan Ombudsman Group to see if theres any way that they can help you with this process. I do not have emails from that long ago, nor do I remember names/specific dates etc. Here is what the school has done: Changing grades Enrolling unqualified students I attended Kaplan University online back in 2011. So i made the worst mistake of my life and went into the respiratory program for Kaplan college I was super young plus I wasnt ready for a school like that I couldnt pass my classes so the first semester they passed the classes for me the second semester I still couldnt pass the math portion after a third try they passed it for me but honestly I couldnt do it so I left should would that be grounds for Borrowers or closed campus? I thought I was qualifying for financial aid which upon graduating would not have to be paid back however all of my loans are student loans about 70 thousand dollars and hitting my credit separately! This was a HUGE demotion! You may qualify for a Borrowers Defense to Repayment Discharge (not sure what DBR means), but only if you can point out exactly what sorts of claims they made to you about high graduation rates, job placement, etc., and explain how those impacted your decision to borrow money to attend the school. I was also told their job placement rate was 99 percent. Obviously, anyone struggling with student loan debt isnt going to have that kind of cash laying around, which is why I think we all need to be aware of the potential for what I call a student loan forgiveness taxpocalypse coming on the horizon. Read my post for the sorts of things that count. How did they mess up your loans? Any suggestions I would greatly appreciate. Does this qualify for any of these programs. Did they care about your academic performance, or were they only keeping you around to collect your Federal student loan dollars? Defrauded borrowers sue over six-year-old student-debt-relief claim. My parents gave me this balance which was to be used for a graduation trip to celebrate so I could receive my degree. While enrolling in classes, I told my advisor that math was a very difficult subject for me. Save my name, email, and website in this browser for the next time I comment. This is because the IRS considers the forgiven debt to be taxable income, meaning that you have to claim it as income on your annual IRS tax return.