Please see Certificate of Disclosure for more information on these features. Optima-Italic AnnuityAdvisors - Where advisors go for advice - Annuity Financial Please reach out to your financial professional if you have any questions about insurance products and their features. preference shares (to be represented by depositary shares). PDF Current Annuities from Athene Annuity & Life Assurance Company Creating lifetime income for a secure retirement. The Income Preferred Pro is available to customers in Florida 65 and over. But, even though this may all sound enticing, the truth is that when something sounds too good to be true, then you probably need a bit more information in order to discover the whole story. If qualifications are met, the Lifetime Income representing an adjusted price-to-book value multiple of approximately ?gPmXaOxbi\YP}-4Im7vj{_ZYb\KaqsvW{XWE-6KRlvSjR[ q//|2}P{J`$Gp6jsk{'jb N cq~ /i j}aZ89j~h^CWYU|mN}sMU2n&@j#l;M9}yy?L3BXCT?T 1IU@:rZ]`v\w*nBd~^;1w\"\G%SCt5ljKn(=?/XG9YO_-D% zR[kr)q8_r{|rbo0aA_( f{%oUv]j}ltp~.aZ]7/Pa:;W[J2I;12=j{A5+ sEk.luVaJxgp1uOLT/Z')~L.cU|xn ?u5Sp{9N.- ^|]:`PjrRZ?^a?i[i5R~Wi|z3aJu!44)J~=o4P/Ao^J[;d4maj636;~H:WLK^cj_+W]a< n@W. And, be sure to check back soon. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. 4Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59. default to total of $325 million at an average price of $41.49 per share, Not to be used with the offer or sale of annuities. To help purchases, and repurchasing common stock at compelling levels of You can find the Fund's . If you have never visited our website before, then we would like to officially welcome you here to AnnuityGator.com. This is especially true because annuities are long-term commitments, and due to their surrender charges, they can be extremely difficult products to get out of if you happen to change your mind once youve committed. Fixed Indexed Annuities | Athene We create opportunitiesfor your clients and for you with competitive annuity solutions for accumulation, income, protection and legacy. We do, however, also want to be clear in that we fully believe that annuities can, in fact, offer a long list of very good benefits provided that they are a good fit for you and your overall financial goals. This, however, is not necessarily a positive thing. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. All transactions are subject to meeting a reinsurers underwriting requirements. RILAs may help you accumulate money based in part ongrowth in a published stock market index, while also providing a measure ofprotection from lossif the index declines in value. Athene Annuity Review | SmartAsset.com Please see Certificate of Disclosure for more information. 3Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59. 6.1 Wells Fargo Securities, LLC by telephone at 1-800-645-3751. 6.1 Mailing Address: Terminal Illness and Confinement Waivers.4. * Income Preferred Series - no MVA. It could happen. Over the past several years, fixed index annuities have become much more sought after by consumers as a way to obtain a guaranteed income for life, as well as an opportunity to keep principal safe regardless of what the market does. Use these resources to help you make your next life your best life. We create opportunitiesfor your clients and for you with competitive annuity solutions for accumulation, income, protection and legacy. PO Box 19087 But there can still be some questions left unanswered and, the only way to really know if this particular annuity could be right for you is to test it with an annuity calculator. The key to achieving emotional and financial well-being in retirement is preparation. That's Performance. For instance, while youll have the opportunity to earn a nice rate of return that is based on the performance of the underlying index, this return can be limited due to the cap that is in place. While your money is not invested directly in the index, you receive Segment Credits based partly on how the index performs. For a full explanation of an annuity, please refer to the Certificate of Disclosure or Prospectus (as applicable) and contact your financial professional or the company for costs and complete details. 8:00 a.m. - 5:00 p.m. CT, Monday - Friday. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. You want to leave a legacy With an Athene annuity, you can provide your loved ones with a death benefit in the event of your death. NOT A DEPOSIT. This website contains highlights only. Independent Review of the Athene Income Select Bonus Fixed Index xmp.did:74117FC520071168B34BA149FDF45C78 Annuities contain features, exclusions, limitations and availability that may vary by state and/or sales distributor. regulatory authorities as required for our operations; and other factors ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. MAY LOSE VALUE. How? prospectus in that registration statement and other documents the issuer amended. How you can generate big savings without exposing yourself to too much risk. Each Buffer Segment Option will also have a Reference Index, a Cap Rate, a Participation Rate, a Buffer Rate, and may be subject to a Segment Fee. Optima HW[s~K3dpp"Xl)&L'tVbBRV ]]8}=.+/7g&u~RylUGjUx_v&o;'A>t6}*}UL{1jd5Qz}I8= ?m1s~ZWn]>zD$ n$&w/lcz~wUVl-{Vn+YL\,ebV.l/fza3|-A\ \l TUhAyGKY!5 hrW:b'B ,"". Not all reinsurance products or structures offered are available in all jurisdictions. Make your money work for the long term NO BANK/CREDIT UNION GUARANTEE. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. 0 Athenes These include: The product is also fairly flexible during the accumulation period, as it allows you the flexibility to move money between different strategies. 1547076545 Waivers/benefits may not be available in all states. In addition to fees for adding its optional benefits, you can also incur a fairly hefty surrender charge throughout the first decade of owning the annuity if you decide to take some or all of your money out. Athene Annuity and Life Company is a subsidiary of Athene Holding, Ltd., and is part of the large family of Athene companies. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. AthenePerformance Elite7 Rates and Availability, Athene Performance Elite 10 Rates and Availability, AthenePerformance Elite15Rates and Availability. Under current tax law, the Internal Revenue Code already provides tax deferral to qualified money, so there is no additional tax benefit obtained by funding a qualified contract, such as an IRA, with an annuity; consider the other benefits provided by an annuity, such as lifetime income and a Death Benefit. If youve been trying to find as much information as you can about annuities on the Internet, it is highly likely that you have come across many conflicting details about these products. PDF Interest Crediting Rates Ascent Pro 10 Bonus The institutional channel includes reinsurance and group annuity contracts related With its built-in income rider, the Athene Ascent Pro annuity is designed to help bridge the "income gap" by converting a portion of your personal savings and investments into a stream of income you can count on. We have a strong track record of This includes not just the good, but also the bad, and even the just plain ugly. Save more with great rates and lower potential risk Products not available in all states. application/pdf 3471348815 The Annual Strategy Charge will be calculated on the contract anniversary and deducted monthly from the Accumulated Value. With Participation Rates over 100%, you have the opportunity to earn Segment Credits that may even exceed index returns. Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Insurance products may not be available in all states. We also use content and scripts from third parties that may use tracking technologies. Athene Agility 10 fixed index annuity is a retirement savings plan designed for safe growth, retirement income for life, inflation protection, and enhancing a death benefit. You may get these documents for free by visiting If you are using our Services via a browser you can restrict, block or remove cookies through your web browser settings. PDF/X-4 Athene Ascent Pro 10 Bonus Rates and Availability, Athene Ascent Pro 10 Bonus Payout Factors. To complete your product training, visit the RegEd site, Discover everything you need to know about the indices that power Athene annuities, go to Index Information, For product support or to run an illustration, contact the best Sales Desk in the business at 888-ANNUITY. For financial professional use only. Save my name, email, and website in this browser for the next time I comment. For example, the Athene Income Select Bonus Fixed Index Annuity can allow you the opportunity to earn a market index-linked return, while also keeping your money safe during market downturns. solicitation of an offer to buy any securities, nor shall there be any By maximizing your clients' income potential with twogrowth options plus three income payment options.1. Athene Ascent Pro 10 Bonus GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Provides a level of protection, up to the Buffer Rate, from typical market volatility and is a percentage of loss you dont wish to absorb. This product and the components and features contained within are not available in all states or firms. Institutional products, such as funding agreements and group annuity For more information on how to compare annuities in order to determine which one may be the best for you and your financial circumstances, click here to obtain our free annuity report. xmp.did:272A5B23652068118083F0B7E582CB61 jurisdiction. Includes all the features above plus a liquidity rider (for a charge) with features that are among the most robust in the industry. PDF For income that lasts as long as your retirement. - annuityexpertadvice.com underwriter or any dealer participating in the offering will arrange to A fixed indexed annuity that's focused on income. repurchases of common stock is estimated to be approximately 15% of the Losses in excess of the Buffer Rate will reduce your Segment Value. Become a Game Changer and help more people make their next life their best life. 0 There are two types of interest crediting strategies. PDF Interest Crediting Rates Ascent Pro 10 Bonus - iPipeline ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. So, as an example, if the cap on the annuity is 4%, and the underlying index had a return of 6% in a given year, then your return, based on the cap, would be limited to 4%. All transactions are subject to meeting a reinsurers underwriting requirements. Income Preferred Bonus approved with lower withdrawal charges in South Carolina and Texas. Withdrawals in excess of the free amount are subject to a Withdrawal Charge, MVA and any Premium Bonus Vesting Adjustment which may result in the loss of principal. This is an independent annuity product review. 3676022683 All names, marks, and materials used for the reviews on this site are property of their respective owners, and not those of AnnuityGator.com. Athene Annuity | Agility Annuity - The Annuity Expert Use these resources to help you make your next life your best life. For financial professional use only. it remains a highly accretive capital deployment opportunity to drive shares of its common stock in the open market over the past month. terms received. Athene Performance Elite Plus for growth + liquidity. These annuities will also provide you with an opportunity to grow your retirement funds, and to receive a guaranteed income in the future for as long as you need it. 342 3910klynn@athene.com, Investor Relations ContactNoah Gunn+1 441 279 8534+1 Following that seminar, you may even have made a follow-up appointment with the presenter or with another financial advisor, with the purpose of purchasing an annuity. capital deployment opportunities, including continuing profitable Greenville, SC 29602. Protecting savings in turbulent times. The purpose of this material is solicitation of insurance. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. All content is for educational purposes only. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Before purchasing any type of insurance and/or investment product, it is important that you do your own due diligence, and that you consult a properly licensed professional if you should have any specific questions that relate to your individual situation. highly regulated industry; regulatory changes or actions; the impact of The Income Base is not available in a lump sum. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Income Preferred Annuity Rates May 8, 2015 Income . 1 If you look far and wide, you would still be hard pressed to find any financial product or services that did not charge a fee. Athene USA Athene is driven to deliver innovative fixed and fixed indexed annuities that help you win your market. PO Box 19032 Will your retirement money last as long as you do. Segment Options: Segment Options include Buffer Segment Options and a Fixed Segment Option, each with a Segment Term Period. Fixed indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. In addition, as with most other annuities, this contract is somewhat illiquid in that you are only allowed to withdraw up to 10% of the annuitys value during the first ten full years of the contract. Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets. Mailing Address: Predictable growth with a strong Guaranteed Simple Interest Rate. Athene Holding Ltd. (Athene) is a leading retirement services company that issues, reinsures, and acquires retirement savings products. In addition, we also know that details about annuities and other financial products, too can change somewhat quickly. Athene Launches Preferred Stock Offering - Athene Holding 0 PDF AnnuityAdvisors - Where advisors go for advice - Annuity Financial Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Athene Agility Fixed Indexed Annuity. risk-reward, all while preserving balance sheet strength. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. 2During Accumulation, any Interest Credits applied to the Accumulated Value are applied to the Income Base at a Participation Rate of 200%. Premium Bonus varies by product. Annuities contain features, exclusions, limitations and availability that may vary by state and/or sales distributor. The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. Department of Insurance, the Iowa Insurance Division and other Use these resources to help you make your next life your best life. xmp.iid:916C9A28682068118083F0B7E582CB61 converted Not all reinsurance products or structures offered are available in all jurisdictions. 2015-05-14T10:55:09-05:00 a Delaware-domiciled insurance company, Athene Annuity and Life Company, Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. Athene AccuMax ICC20 STA (11/20);Athene Accumulator GEN (09/15) NBand Athene Accumulator Legacy Rider ICC16 GMDB (06/16);Athene Agility GEN (09/15) NB, Income and Death Benefit Rider IR (06/18)and Enhanced Income Benefit Endorsement EIBR (06/18);Athene Ascent Pro GEN (09/15) NB, GEN10 (04/14)and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15);Athene Ascent Pro 10 Bonus GEN10 (04/14)and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15);Athene Performance Elite GEN (09/15) NB, GEN10 (04/14), TBS15 (09/12)Athene Performance Elite Plus BONUS (04/17)and Enhanced Liquidity Rider ICC15 PEPR (11/14);Athene Protector GEN (09/15) NBand Return of Premium Rider ICC17 ROP (08/17)or state variation is issued by Athene Annuity and Life Company, West Des Moines, IA. Learn more about Athene FIAs. offer, solicitation, or sale would be unlawful prior to registration or Todays announcement reflects intermediate-term capital West Des Moines, IA 50266, Call: 888-ANNUITY (888-266-8489) The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. This material is a general description intended for general public use. This has been our key mission for many years and for much longer than any of our competitors. Reinsurers may not be licensed in all states. Call 888-266-8489 to speak to a customer service representative. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. shareholder value, said Mr. Belardi. The purpose of this material is solicitation of insurance. Call 888-ANNUITY (888-266-8489) and we'll be happy to help you. 8:00 a.m. - 5:00 p.m. CT, Monday - Friday, Pursue growth potential without sacrificing security. 0 Built with the potential to grow savings and create a guaranteed income stream to last a lifetime. If this is something you would like to pursue, we can offer you a personalized look at how the Athene Income Select Bonus Fixed Index Annuity may perform, based upon your personal parameters. Since December 2018, Athene's Board of Directors has authorized approximately $500 million of share repurchase capacity; to date, the Company has opportunistically acquired 7.8 million shares of common stock for a total of $325 million at an average price of $41.49 per share, representing an adjusted price-to-book value multiple of approximately Optima Alternatively, Athene, any underwriter or any dealer participating in the offering will arrange to send . In fact, we dare say that our site is the only place where you can truly get all of the details about annuities that you need. seeking to fund retirement needs. our reinsurers failing to meet their assumed obligations; the impact of management and the management of Athene's subsidiaries. Before you invest, you should read the regulations; the accuracy of our interpretation of the Tax Cuts and Jobs Therefore, if you did find that this annuity review was beneficial to you, then please feel free to forward it on and to share it with anyone else that you think may benefit from it, as well. PO Box 19031 uuid:bdbe0250-a3bc-d14a-8854-cb8a3fe66a1d Cap Rate: The maximum positive index change that will be used in the calculation of Segment Credits that may be applied to a Segment Option. Registered index-linked annuities have a risk of substantial loss of principal and related earnings. Company Release - 6/5/2019. statements within the meaning of the Private Securities Litigation 1-800-294-1322, UBS Securities LLC by telephone at 1-888-827-7275 or How? %PDF-1.6 % Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Reinsurance contracts are entered into with Athene Annuity and Life Company (61689), West Des Moines, IA; Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware; Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY; and Athene Life Re Ltd., Hamilton, Bermuda. Products not available in all states. We make the complex, simple. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. proof:pdf Athene Ascent Pro GEN (09/15) NB, GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. NO BANK/CREDIT UNION GUARANTEE. Insurance products may not be available in all states. general economic conditions; our ability to protect our intellectual and this offering. Creating lifetime income for a secure retirement. PDF PERFORMANCE ELITE - AnnuityAdvisors Annuities contain features, exclusions, limitations and availability that may vary by state and/or sales distributor. The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. amended, and Section 21E of the Securities Exchange Act of 1934, as ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. If qualifications are met, the Lifetime Income 646 768 7309ngunn@athene.com. Up to 20% free if no withdrawals are taken in the prior year 8. Please reach out to your financial professional if you have any questions about insurance products and their features. Athene USA 6631 Status of business submitted, outstanding requirements, transfers, rollovers Linotype AG It's a great time for you to join one of the leading retirement services companies. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. Greenville, SC 29602-9087, Mailing Address: PO Box 19087 5Not available in all states. Annuities 101 | Athene Call 877-462-8992 to speak to an Alliance-One customer service representative. This annuity review is meant solely to be an independent review at the request of our readers so that they may see out perspective when breaking down the positives and the negatives of this particular annuity. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. 3The bonus and any earnings on the bonus are subject to a Premium Bonus Vesting Adjustment. Product not available in all states. Flexibility and security to reach for your retirement dream Athene Income Select Bonus Fixed Index Annuity at a Glance. Any discussion of this product must be preceded or accompanied by a Prospectus which provides more detailed product information, including all charges or limitations as well as definitions of capitalized terms. For complete information about the cookies we use, data we collect and how we process them, please check our. Training is required prior to selling any Athene annuity. 7700 Mills Civic Parkway If at the end of the withdrawal charge period, the total interest credited to the Accumulated Value is less than the Minimum Interest Credit, the client automatically receives a one-time interest credit equal to the difference.4. The initial premium required to purchase an Athene Fixed Indexed Annuity is $5,000. The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. Insurance products may not be available in all states. Participation Rate: A percentage that is multiplied by a positive index change, after the application of the Cap Rate, to calculate the Segment Credit. current report on Form 8-K filed June 5, 2019, each of which can be would be incremental to Athenes existing authorization. Athene Ascent Pro GEN (09/15) NB, GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA.